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Top 10 Best Debt Consolidation Companies in US

March 31, 2009

Author: Allison K.Watkins


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Debt Consolidation

Do you have a number of loans to repay or does your existing loan carry a high rate of interest? Then it is time that you consolidate your loans. Consolidation not just helps you get rid of the hassles of maintaining a number of loans, but also enables you reduce the cost of borrowing. To advantage of the change in interest rates you should go for consolidation. Many banks and institutions offer to consolidate your loans. You should proceed for a consolidation loan with the existing bank, if you find the terms not so attractive then it’s time that you look for other lenders who will help you.

Top 10 Debt Consolidation Companies in US

Listing lenders is definitely not easy. Preferences and choices vary depending upon a number of considerations. The list presented is not comprehensive yet it includes all the renowned names who are in business for long and have established clientele.

  • Federal Credit Union – It is a ‘Non Profit United Way’ organization, which helps families and individuals to avoid debt problems, bankruptcies any other court proceedings. It is one of those well renowned consumer debt management companies.
  • Consumer Credit Counseling Service – A free registered charity, CCCS consist of financial counselors who offer free, confidential advice and support to individuals, families, for that matter anyone who is suffering from debt related problems. CCCS in association with Housing and Urban Development (HUD) provides consolidation services offering them credit support.
  • Amalgamated Credit Counselors – This debt management company offers personalized debt counseling and consolidation services.
  • American Debt Consolidation – Offers personalized credit management services at a minimal cost of borrowing.
  • Consolidated Client Services – One among the new entrants to this field of debt consolidation, consolidated client services provides excellent credit facility and debt management service to its clients.



  • Credit Solutions of America – Provides customer with high quality and speedy credit service, solving every inch of their credit problem.
  • Debt Management Credit Counseling Corp – A nonprofit debt consolidation and credit counseling organization, whose counseling experts offer wonderful debt management, plans to get rid of debt issues.
  • DebtGuru.com – The online domain for the American Credit Foundation offers excellent debt management programs from all those who are frustrated with their debt situation.
  • FH Financial Services – Offers a complete liability or the debt management solution to all your needs at minimal cost and faster payback period.
  • Bills.com – This Company offers on stop solution for all your debt management needs.

There are varied views on the Debt Consolidation offered by the above stated companies. The users of this information are required to exercise caution in their approach, while dealing with the above said companies.


Disclaimer: It is important to note that I as an author is not associated with any of the companies mentioned above. The YouTube video shared here is something I found interesting for my readers in this time of economic crisis.

12 Responses to “Top 10 Best Debt Consolidation Companies in US”

  1. Bronson says:

    Debt consolidation is a great way to consolidate your debt and negotiate a new, more preferential rate. It worked very nicely for me, I even saved money because with refinancing, I settled other accounts ahead of time.

    [Reply]

  2. debtBgone says:

    Agreed with Bronson, debt consolidation is probably one of the most effective ways of getting yourself out of a mess of debt. It’s good that people in such predicaments can find info like this so easily on the net.

    Thanks!

    [Reply]

  3. William M. Davis says:

    @ Bronson, @ debtBgone: Thanks for leaving comments friends.
    In this time of recession when things are getting out of our hands debt consolidation comes in handy. Besides helping you to maintain loans, consolidation is a good way to reduce borrowing cost too.

    [Reply]

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  7. Sam Darted says:

    That’s a great video from Brad Stroh on credit and debt options. Thanks for sharing. Do you agree that those are the options, and which one is best for me?

    [Reply]

  8. William M. Davis says:

    @ Sam: Thanks for liking both the post and video selection ;) . Well I quite agree to Brad Stroh options, but asking me which one is best for you can be quite tricky. As you know there are variety of factors to consider while opting for debt consolidation like credit rating, available credit, any existing debts in your name etc. Best is to consider all these options one after another and then go for the debt consolidation company that fits your criteria.

    -Cheers :)

    [Reply]

  9. Betty Clark says:

    I’m laid off from work now. So i been reading blogs all day and found yours. I found a lot of good info here. Thank you!

    [Reply]

  10. debt big says:

    This website was decidedly fantastic! Lots of good information and creativity, both of which we all need!

    [Reply]

  11. Malcolm says:

    Great info on your blog for Debt Consolidation. If more people would visit blogs like yours and mine then more people would be in a more comfortable financial situation. The info is out there and most are free, they just have to look!

    [Reply]

  12. Thank you for the list it was truly impressive. Good job done, keep up the great work.

    [Reply]

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