About Blog

Bad Credit Blog is a useful guide to anyone who has low credit rating. At Bad Credit Blog you will learn to get credit loan with low credit

Bad Credit Glossary

Bad Credit Blog is a useful guide to anyone who has low credit rating. At Bad Credit Blog you will learn to get credit loan with low credit

Quick Debt Tips

Bad Credit Blog is a useful guide to anyone who has low credit rating. At Bad Credit Blog you will learn to get credit loan with low credit

Mortgage Refinance

Bad Credit Blog is a useful guide to anyone who has low credit rating. At Bad Credit Blog you will learn to get credit loan with low credit

Archive

Getting ahead? Plan for Personal Loan in 2011

December 21, 2010

Author: William M. Davis

It seems like everyone is in the market for personal loans these days. However, getting personal loans may not be so easy in this tough economy. If you are planning for personal loans in 2011 here are a few things you must know.

Credit Score – 10 avoidable to keep your eyes on!

October 15, 2010

Author: William M. Davis

There are many ways where you can make credit mistakes which can harm your credit score at times mildly and at times severely. It is important that you are aware of the common mistakes frequently committed and which can be avoided so that you can escape from the frustration, tension and save huge amount of money. The more you are aware of the mistakes and have enough information about the credit scores, the better you will be able to handle your finances and credit scores. Some of the common mistakes that can harm your credit score drastically are:

10 DIY ways to improve your Credit Score

October 4, 2010

Author: William M. Davis

People have many fallacies about credit scores as they believe that their credit scores does not matter their credit history or that they do not have any credit scores. You need to be aware of these misconceptions as it might hurt you in various ways in the future, be it in securing a job of your choice, getting a good interest rate for any kind of loan or even buying a home.

Can Foreclosure affect our Credit Score?

September 28, 2010

Author: William M. Davis

Along with losing your home due to foreclosure, it can also affect your credit score drastically. It might take a few months for you to recover your finance and get back on track. It might even make you homeless as you might not be able to afford an alternative home. Though your credit score will come down, this can be revived as credit scores are dependent on credit history which are dependent on other aspects as well along with foreclosure. This indicates that if you had good credit score before you were affected by foreclosure, the damage might not be too severe after a foreclosure.

6 Simple Steps to Rebuilding Bad Credit

August 6, 2010

Author: William M. Davis

A credit history is a record of how responsible you have been in repaying your debts. This credit history is used to help creditors to determine what level of risk you pose if they were to give you a loan. Many may think that the best option is not to have any credit history. However, the truth is much to the contrary, as financial institutions will be less likely to give you a loan if they have nothing to reference their risk. Therefore, control is the operative word to indicate your maturity in dealing with your financial obligations.

Crumbling Credit Score and my Family Life – The pressure is mounting!

April 27, 2010

Author: William M. Davis

Did you know that your bad credit can affect your family life in ways imaginable? Some people think that having bad credit can only have a negative affect if they apply for credit or from obtaining better loan deals and interest rates, but in an article written by Liz Pulliam Weston on MSN Money, shows that bad credit can also cost you a job.
According to Liz Pulliam, A fair chunk of employers want to examine your credit history before offering you a position or a promotion. Blotches there — repossessions, collections, high credit card balances — could cost …

How to Improve your Credit Score REAL FAST?

March 18, 2010

Author: William M. Davis

The race goes on to find ways of reducing debt and increasing our credit scores. This illusive feeling of being debt free has grown to be big business and financial professionals now charge individuals to give them advice of how to increase their credit score. Here we will break this mold and divulge some of the secrets that we hope will help in improving your credit score.

Pay down the Credit Cards: An effort to pay down your credit card gives an indication that you are willing to manage your debt. Although you may not clear your credit card debts, it …

Page 2 of 512345