June 29, 2010
Author: William M. Davis
Do you need a loan and you have bad credit? Not much you can do when it come to borrowing, huh? Most banks will not loan you any money because of your awful credit. If you need a loan and you have bad credit you are going to have to look in some places that are off the beaten path.
Difficult Find Bad Credit Personal Loans
It is very hard to locate bad credit personal loan companies you will need to look around and do plenty of research to find a reputable one.
Begin with companies that you currently do business with
See if …
June 25, 2010
Author: William M. Davis
The economy has been tough on all of us and some of the rich and famous has fared no better than the rest of us. Do you know these celebrities that filed for bankruptcy over the years?
Stan “the man” Lee
Did you see Spider-man 1,2,3,4, The Fantastic Four, The Incredible Hulk or any of the X-men movies? If you did you probably put money in the pocket of this man then he promptly mishandled it to the tune of millions. So in 2001 good Stan the creator of all our beloved superheroes filed for bankruptcy.
Donald Trump
Your Fired! …
June 22, 2010
Author: William M. Davis
Nick and Judy Splitzgerald are 4 months behind on their house note and doing almost anything to keep their two-bedroom starter home they’ve been in for 16 years. It all started when they refinanced their home 5 years ago. In hindsight maybe they should not have trusted their mortgage advisor.
Cautionary Tale
Even though they wanted a 30-year fixed-rate loan, the mortgage advisor somehow got them into a two-year adjustable-rate mortgage. The mortgage advisor also did not tell them that their payment did not cover escrow. When the new interest rate started 8 months ago, and at about the same time Nick …
June 18, 2010
Author: William M. Davis
Normally spring is one of the better times for the housing industry, but spring 2010 is definitely a home seekers market. There are a couple of things this year that are affecting the market. Analysts are expecting more action in the next few months, so sellers should take advantage.
Spring Is Usually a Busy Time for Real Estate
The spring estate purchasing time begins in mid-February. At this time home buyers start looking for new homes & hence revitalizing the real estate market traditionally. For this reason home owners who want to sell their property enter the market. This is also …
June 15, 2010
Author: William M. Davis
Looking for a solution to your debt problem? Did you know that debt is one of the biggest problems facing by most Americans today? Most of you who have bad credit or went through the bad credit phase know what it feels like and the difficulty one has to endure with debt problems and bad credit. But even if your debt situation seems hopeless and there are no quick and easy ways to get out from it, you can still make an effort to find ways to tackle your debt problems and get your life back on track. Using these …
June 11, 2010
Author: William M. Davis
Do you know the true value of your home? Buying a house is the biggest investment that most people ever make in their lifetime. But educating yourself and knowing the worth of your home is critical to you before becoming a successful homeowner. So before you pick up the phone to call an agent, you should first call an independent home appraiser if you decide to refinance, purchase or sell your home.
1. Get a Valuation
A valuation gives you knowledge of your home so that you can make plans based on facts not opinions when you make decisions about your …
June 8, 2010
Author: William M. Davis
New credit card laws that will affect credit card users and credit card companies went into effect earlier this year. It seems like good news for credit card users. I am just saying this because the credit card companies are upset about the new laws. So, trust me they are hard at work this very moment trying to figure out ways to take advantage of the new laws or try to stick it to credit card users another way. This means you might want to at least understand the basics of the new credit card legislation and be prepared to …