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The current state of the mortgage market


Author: Allison K.Watkins October 8, 2013

If you’re considering getting a mortgage to pay for a home, now’s the time to do it! There are two different factors that are working together to make this a good time to take out a mortgage.

“The economist who predicted the financial crisis”: who is he?

Author: Allison K.Watkins October 8, 2013

If you read much online news, you’ve probably seen an article about Raghuram Rajan, the governor of the Reserve Bank of India. There have been quite a few pieces circulating around the internet calling him “the economist who predicted the financial crisis” and telling people to heed his latest warning. What’s all this about?

The current state of the mortgage market

Author: Allison K.Watkins September 25, 2013

If you’re considering getting a mortgage to pay for a home, now’s the time to do it! There are two different factors that are working together to make this a good time to take out a mortgage.

Russian man writes his own credit card contract, wins in court

Author: Allison K.Watkins September 10, 2013

This isn’t the kind of story that I usually post on this blog, but it’s so entertaining that I have to! There’s so much bad news on the financial front all the time, and if something makes me smile, I feel like I should share it.

Should you sue over errors on your credit report?

Author: Allison K.Watkins September 3, 2013

In short, no. I’ll make that clear before getting on with this post. You should probably not sue anyone over errors on your credit report.

However, that’s exactly what Jose Luis Calderon did. According to BankRate.com, Calderon “was turned down for a car loan and a mortgage due to a public record stemming from a debt recovery lawsuit and an outstanding collection that Calderon claims are not his.”

Should you bank at a credit union?

Author: Allison K.Watkins August 29, 2013

When it comes to choosing a financial institution, you have two major choices: banks and credit unions (you may soon have the choice of banking at major retailers, but that’s another story). Lots of people who belong to credit unions say that they’re the best way to go, but not everyone is convinced. Which should you choose?

Swipe fees may be going down, but don’t get too excited

Author: Allison K.Watkins August 29, 2013

A judge recently decided that the Federal Reserve-set swipe fee limit is too high, meaning that credit card transaction fees may be going down. He stated that the high fees were too favorable to banks—which means a reduction should be great news for consumers!

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